Credit Union Prepaid Card

A flexible, low-cost Visa Prepaid Card

The Credit Union Prepaid Card is a flexible, low-cost Visa Prepaid Card from ABCUL, the Association of British Credit Unions. The card has been designed exclusively for credit union members and is available only from credit unions. We think you'll find it a great way to manage your money simply and safely.

How does it work?

Load money onto the card in your credit union. It will be available straight away
Use your card to withdraw cash or make purchases in shops or online, just like any Visa card
Manage your card through your credit union, online, by text or over the telephone
Reload the card as many times as you like

What does it cost?

A small one-off purchase cost
No monthly or annual fees
Each load costs 50p*
Purchases in shops and online are free*
Cashback is free*
Withdrawal from a cash machine costs 75p*

*These fees are for transactions in the UK. Please see the terms and conditions for full details.

To apply for a card simply fill in the application form and return it to our Admin Office

Please see the FAQ list for more information

Card Account Login Application Form

About prepaid cards

What is a prepaid card?

A prepaid card is a pay-as-you-go payment card

Cardholders 'load' money onto the card, which can then be used to buy goods and services, or withdraw from cash machines, in the same way as debit cards. Prepaid cards do not have an overdraft facility.

What are the benefits?

For cardholders, prepaid cards are a simple, safe alternative to carrying cash and a great way to shop online. They are also great budgeting tools, and - with the right card - are low cost.